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Corporate > Health > Group Health |
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Cholamandalam | |  | Congenital diseases |  | Illness that commenced during the first 30 days of the policy period |  | Cataracts, Internal Congenital Diseases, Benign Prostatic Hypertrophy, Hysterectomy for Menorrhagia or Fibromyoma, Hernia, Hydrocele, Fistula in anus, Piles, Sinusitis and related disorders, in the first year of insurance. However, on renewal, these exclusions shall not apply | | Please refer to the Policy Wordings for the complete coverages, exclusions and terms and conditions of the policy. | | | | | | | | |  | Commercial Claims Mission | | | • | To bring harmony to the customer by ensuring prompt and fair settlement of claims without too many procedural hassles | | | Core Purpose | | | • | We bring peace of mind to our clients through protection from financial risks | | | Procedure | | | • | Registration and Survey: In the event of a claim, upon intimation, the claim is instantly registered and surveyors appointed as per Regulatory norms | | • | Assessment and Documentation: Our appointed surveyor would assist you in the documentation aspects | | • | Settlement and Treatment of salvage: Claims fulfilling policy terms and conditions, considered for settlement. Salvage disposal would be done with the consent of the insured | |  | Assistance | | | • | In the event of meeting with an incident, by which a claim can arise, in terms of policy coverage, please call any of our offices or call 1-800-200-55-44, 24 hr national toll free number, with the following basic information | | | • | Your Contact numbers | | • | Policy Number | | • | Name of Insured | | • | Date & Time of Loss | | • | Location of Loss | | • | Contact details at Loss Location | | • | Nature of Loss | | |  | Recent Developments/Initiatives | | | • | E-Auction to maximise Salvage | | • | Post Loss Risk Analysis to improve Risk Management techniques | | • | Monsoon Preparedness Brochures | | | |
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