| Why buy health insurance |
| Every human being is exposed to various health hazards. A medical emergency can be due to Medical illness (Chronic / Critical / Terminal / Major and Minor illnesses) or due to Injury / Accident.
Any such emergency can |
 | Burn a hole in your pocket |
| Create immediate need for medical aid |
| Alter your quality of life by imposing financial restrictions |
| Create loss of career options / Income |
| Cause mental trauma or incapacitation |
| In the current age private hospitals and Medicines have become quiet expensive. Diagnostic charges are beyond common man’s reach and specialists come at a price. Health Insurance can become the answer to the financial difficulties arising out of the above medical emergencies. Chola MS health insurance policies guarantee peace of mind for the insured / Family against financial perils and inadequacies. It covers an individual against hospitalization expenses with option of including spouse, dependent children and dependent parents with a family discount. Definitely a price worth paying for complete peace of mind |
| The benefits of buying health insurance at young age |
| Health insurance premium tends to increase with age - more the age, higher the premium |
| You can be covered for medical conditions that may be diagnosed over the years provided there is no break in the policy |
| In addition, each `no claim’ year would fetch you an increase in your sum insured amount at no extra cost |
| Lastly, income tax benefit under Section 80 D of the Income Tax Act |
| Chola MS brings to you two health insurance Hospitalisation products to suit your / your family’s health insurance needs |
| Chola MS Individual Health Insurance (Read More to know about coverages and unique benefits) |
| Chola MS Family Health Protection Insurance (Read More to know about coverages and unique benefits) |