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Cholamandalam

Our loved ones are our biggest assets in this world and we'd go to any length to keep them safe and healthy. Investing in a good family health policy, that allows you to give them the best care available, keeps you worry-free financially, is definitely a wise decision.

Benefits

Chola MS Family Health Protection Insurance covers entire family against hospitalisation expenses. Single premium and single Sum Insured for entire family. Sum Insured floats over the entire family and can be claimed by any / all the family members.

Illustration: A family of say 4 members (2 adults and 2 Children) can buy a Chola MS Family Health protection policy for a Sum Insured of 4 Lakhs for a single premium of Rs 9826 (based on age of senior most family member). The family can claim the entire Sum Insured of Rs 4 Lakhs for any / all the members of the family within the policy period.

Term cover - valid for one year from date of inception

Entry age upto 45 yrs

No medical check up required

Renewal upto 69 yrs of age

No hidden Conditions / Clauses (No Sub-limits for diseases)

Sum Insured from Rs 2 L to Rs 5 L

No hassles of tracking renewals for different members

* Conditions Apply


Plan 1 - 2 Adults
Sum Insured / Age bands
Age of Senior most family member	Rs. 2 lakhs	Rs. 3 lakhs	Rs. 4 lakhs	Rs. 5 lakhs
Age <18 yrs	Rs. 0	Rs. 0	Rs. 0	Rs. 0
Age 18-35 yrs	Rs. 4,984	Rs. 6,926	Rs. 8,518	Rs. 9,692
Age 36-45 yrs	Rs. 5,599	Rs. 7,863	Rs. 9,783	Rs. 10,900
Age 46-50 yrs	Rs. 7,981	Rs. 11,477	Rs. 14,597	Rs. 17,007
Age 51-55 yrs	Rs. 8,343	Rs. 11,947	Rs. 15,263	Rs. 17,780
Age 56-60 yrs	Rs. 10,685	Rs. 15,918	Rs. 20,580	Rs. 24,435
Age 61-65 yrs	Rs. 10,685	Rs. 15,918	Rs. 20,580	Rs. 24,435
Age 66-70 yrs	Rs. 13,603	Rs. 20,055	Rs. 26,434	Rs. 31,728
Age 71-75 yrs	Rs. 18,808	Rs. 29,713	Rs. 37,254	Rs. 48,995

Plan 2 - 2 Adults + 1 Kid
Sum Insured
Age of Senior most family member	Rs. 2 lakhs	Rs. 3 lakhs	Rs. 4 lakhs	Rs. 5 lakhs
Age <18 yrs	Rs. 0	Rs. 0	Rs. 0	Rs. 0
Age 18-35 yrs	Rs. 5,797	Rs. 8,055	Rs. 9,906	Rs. 11,272
Age 36-45 yrs	Rs. 6,514	Rs. 9,144	Rs. 11,385	Rs. 12,678
Age 46-50 yrs	Rs. 9,285	Rs. 13,316	Rs. 16,985	Rs. 19,784
Age 51-55 yrs	Rs. 9,703	Rs. 13,920	Rs. 17,752	Rs. 20,687
Age 56-60 yrs	Rs. 12,429	Rs. 18,514	Rs. 23,939	Rs. 28,420
Age 61-65 yrs	Rs. 12,429	Rs. 18,514	Rs. 23,939	Rs. 28,420
Age 66-70 yrs	Rs. 15,827	Rs. 23,329	Rs. 30,752	Rs. 36,910
Age 71-75 yrs	Rs. 21,873	Rs. 34,567	Rs. 43,339	Rs. 56,993

Plan 3 - 2 Adults + 2 Kids
Sum Insured
Age of Senior most family member	Rs. 2 lakhs	Rs. 3 lakhs	Rs. 4 lakhs	Rs. 5 lakhs
Age <18 yrs	Rs. 0	Rs. 0	Rs. 0	Rs. 0
Age 18-35 yrs	Rs. 6,615	Rs. 9,184	Rs. 11,300	Rs. 12,853
Age 36-45 yrs	Rs. 7,778	Rs. 10,917	Rs. 13,587	Rs. 15,127
Age 46-50 yrs	Rs. 10,584	Rs. 15,184	Rs. 19,367	Rs. 22,561
Age 51-55 yrs	Rs. 11,069	Rs. 15,873	Rs. 20,247	Rs. 23,589
Age 56-60 yrs	Rs. 14,174	Rs. 21,116	Rs. 27,297	Rs. 32,411
Age 61-75 yrs	Rs. 14,174	Rs. 21,116	Rs. 27,297	Rs. 32,411
Age 66-70 yrs	Rs. 18,046	Rs. 26,603	Rs. 35,064	Rs. 42,086
Age 71-75 yrs	Rs. 24,943	Rs. 39,416	Rs. 49,418	Rs. 64,992

Plan 4 - 2 Adults + 3 Kids
Sum Insured
Age of Senior most family member	Rs. 2 lakhs	Rs. 3 lakhs	Rs. 4 lakhs	Rs. 5 lakhs
Age <18 yrs	Rs. 0	Rs. 0	Rs. 0	Rs. 0
Age 18-35 yrs	Rs. 7,428	Rs. 10,318	Rs. 12,689	Rs. 14,439
Age 36-45 yrs	Rs. 8,732	Rs. 12,254	Rs. 15,263	Rs. 16,990
Age 46-50 yrs	Rs. 11,887	Rs. 17,047	Rs. 21,749	Rs. 25,339
Age 51-55 yrs	Rs. 12,429	Rs. 17,826	Rs. 22,736	Rs. 26,490
Age 56-60 yrs	Rs. 15,918	Rs. 23,713	Rs. 30,656	Rs. 36,402
Age 61-65 yrs	Rs. 15,918	Rs. 23,713	Rs. 30,656	Rs. 36,402
Age 66-70 yrs	Rs. 20,270	Rs. 29,877	Rs. 39,382	Rs. 47,268
Age 71-75 yrs	Rs. 28,014	Rs. 44,265	Rs. 55,503	Rs. 72,990

Plan 5 - 1 Adult + 1 Kid
Sum Insured
Age of Senior most family member	Rs. 2 lakhs	Rs. 3 lakhs	Rs. 4 lakhs	Rs. 5 lakhs
Age <18 yrs	Rs. 0	Rs. 0	Rs. 0	Rs. 0
Age 18-35 yrs	Rs. 4,883	Rs. 6,785	Rs. 8,343	Rs. 8,494
Age 36-45 yrs	Rs. 5,487	Rs. 7,705	Rs. 9,590	Rs. 10,680
Age 46-50 yrs	Rs. 7,818	Rs. 11,210	Rs. 14,303	Rs. 16,663
Age 51-55 yrs	Rs. 8,173	Rs. 11,724	Rs. 14,952	Rs. 17,419
Age 56-60 yrs	Rs. 10,465	Rs. 15,596	Rs. 20,157	Rs. 23,933
Age 51-65 yrs	Rs. 10,465	Rs. 15,596	Rs. 20,157	Rs. 23,933
Age 66-70 yrs	Rs. 13,327	Rs. 19,643	Rs. 25,897	Rs. 31,079
Age 71-75 yrs	Rs. 18,424	Rs. 29,109	Rs. 36,498	Rs. 47,996

Plan 6 - 1 Adult + 2 Kids
Sum Insured
Age of Senior most family member	Rs. 2 lakhs	Rs. 3 lakhs	Rs. 4 lakhs	Rs. 5 lakhs
Age <18 yrs	Rs. 0	Rs. 0	Rs. 0	Rs. 0
Age 18-35 yrs	Rs. 5,695	Rs. 7,914	Rs. 9,737	Rs. 11,075
Age 36-45 yrs	Rs. 6,401	Rs. 8,986	Rs. 11,188	Rs. 12,458
Age 46-50 yrs	Rs. 9,122	Rs. 13,078	Rs. 16,685	Rs. 19,440
Age 51-55 yrs	Rs. 9,534	Rs. 13,677	Rs. 17,442	Rs. 20,320
Age 56-60 yrs	Rs. 12,209	Rs. 18,192	Rs. 23,521	Rs. 27,924
Age 61-65 yrs	Rs. 12,209	Rs. 18,192	Rs. 23,521	Rs. 27,924
Age 66-70 yrs	Rs. 15,551	Rs. 22,917	Rs. 30,210	Rs. 36,261
Age 71-75 yrs	Rs. 21,495	Rs. 33,958	Rs. 42,577	Rs. 55,994

Plan 7 - 1 Adult + 3 Kids
Sum Insured
Age of Senior most family member	Rs. 2 lakhs	Rs. 3 lakhs	Rs. 4 lakhs	Rs. 5 lakhs
Age <18 yrs	Rs. 0	Rs. 0	Rs. 0	Rs. 0
Age 18-35 yrs	Rs. 6,514	Rs. 9,043	Rs. 11,125	Rs. 12,655
Age 36-45 yrs	Rs. 7,654	Rs. 10,747	Rs. 13,378	Rs. 14,896
Age 46-50 yrs	Rs. 10,426	Rs. 14,947	Rs. 19,067	Rs. 22,217
Age 51-55 yrs	Rs. 10,799	Rs. 15,630	Rs. 19,943	Rs. 23,227
Age 56-60 yrs	Rs. 13,953	Rs. 20,789	Rs. 26,879	Rs. 31,914
Age 61-65 yrs	Rs. 13,953	Rs. 20,789	Rs. 26,879	Rs. 31,914
Age 66-70 yrs	Rs. 17,769	Rs. 26,191	Rs. 34,528	Rs. 41,443
Age 71-75 yrs	Rs. 24,560	Rs. 38,812	Rs. 48,662	Rs. 63,993

Premium shown above includes Service taxes and Cess at current applicable rates ( 10.30%)