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 Individual > Health > Individual Health |
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Cholamandalam | | | |  | Hospitalisation | • | Rooms and Boarding charges | | • | Doctor fees | | • | ICU charges | | • | Nursing Expenses | | • | Surgeon Fees, OT charges | | • | Cost of medicines consumed on premises | | • | Cost of dressing, splints, casts related to hospitalisation | | • | Implanted prosthetic devices during surgery | | • | Organ transplantation costs | | | Pre-hospitalization expenses upto 60 days | | Post-hospitalization expenses upto 90 days | | Emergency Ambulance expenses | | 141 Day care expenses - Procedures not requiring 24 hrs of hospitalization | | Please refer to the Policy Wordings for the complete coverages, exclusions and terms and conditions of the policy. | | | | | | Pre existing diseases for first 36 months of policy inception(not applicable on three continuous renewals with Chola) | | For first year of policy with Chola MS, Cataract, Benign Prostratic Hypertropy, Hysterectomy for Menorrhagia or Fibromyoma, Hernia, Hydrocele, Fistula, Piles, Sinusitis & related disorders, Gall stones, Spondilitis, Spondilosis, Knee / Hip joint replacement, heart diseases, any type of Carcinoma / Sarcoma / Blood Cancer, Osteoarthiritis of any joint, Calculus diseases of gall bladder and urogenital, Gastric & duodenal ulcers, Internal Tumors, cysts, nodules, polyps including breast lumps (each of any kind unless malignant), Gout & Rheumatism, ENT disorders & Surgery, Surgery of genito urinary system, Surgery for prolapsed inter vertebral disk, Surgery of varicose veins & varicose ulcers, Surgery on tonsils | | These exclusions are not applicable on renewal after one full year with Chola MS | | War, radioactivity, pregnancy and related illnesses, HIV and related conditions, travel expenses, vaccination, dental expenses, cosmetic treatment expenses, obesity, beauty treatment etc | | Please refer to the Policy Wordings for the complete coverages, exclusions and terms and conditions of the policy. | | | | | | CHOLA MS INDIVIDUAL HEALTH INSURANCE RATES including 10.3 % ST | | Premium rates in Indian Rupees | | Basic Health cover plans | | | Plan type | A | B | C | D | E | F | G | H | I | | Sum Insured | Rs. 10 lakhs | Rs. 7.50 lakhs | Rs. 5 lakhs | Rs. 4 lakhs | Rs. 3 lakhs | Rs. 2 lakhs | Rs. 1.50 lakhs | Rs. 1 lakhs | Rs. 50,000 | | Age < 18 yrs | Rs. 7,313 | Rs. 6,704 | Rs. 6,095 | Rs. 5,074 | Rs. 4,059 | Rs. 2,689 | Rs. 2,112 | Rs. 1,535 | Rs. 1,015 | | Age 18 - 35 yrs | Rs. 8,081 | Rs. 7,408 | Rs. 6,596 | Rs. 5,454 | Rs. 4,377 | Rs. 3,127 | Rs. 2,454 | Rs. 1,782 | Rs. 1,206 | | Age 36 - 45 yrs | Rs. 9,488 | Rs. 8,467 | Rs. 7,230 | Rs. 6,089 | Rs. 4,884 | Rs. 3,482 | Rs. 2,696 | Rs. 1,979 | Rs. 1,395 | | Age 46 - 55 yrs | Rs. 14,543 | Rs. 13,065 | Rs. 11,594 | Rs. 9,760 | Rs. 7,528 | Rs. 5,074 | Rs. 3,971 | Rs. 2,860 | Rs. 1,776 | | Age 56 - 65* yrs | Rs. 22,957 | Rs. 20,227 | Rs. 17,497 | Rs. 14,525 | Rs. 11,092 | Rs. 7,239 | Rs. 5,640 | Rs. 4,033 | Rs. 2,482 | | Age 66 - 70* yrs | Rs. 28,224 | Rs. 25,059 | Rs. 21,895 | Rs. 18,021 | Rs. 13,518 | Rs. 8,976 | Rs. 6,921 | Rs. 4,868 | Rs. 2,965 | | | Basic + Extra Health cover plans | | | Plan type | A | B | C | D | E | F | G | H | I | | Sum Insured | Rs. 10 lakhs | Rs. 7.50 lakhs | Rs. 5 lakhs | Rs. 4 lakhs | Rs. 3 lakhs | Rs. 2 lakhs | Rs. 1.50 lakhs | Rs. 1 lakhs | Rs. 50,000 | | Age < 18 yrs | Rs. 8,974 | Rs. 8,157 | Rs. 7,338 | Rs. 5,860 | Rs. 4,529 | Rs. 2,962 | Rs. 2,327 | Rs. 1,693 | Rs. 1,160 | | Age 18 - 35 yrs | Rs. 10,198 | Rs. 9,260 | Rs. 8,182 | Rs. 6,462 | Rs. 4,991 | Rs. 3,482 | Rs. 2,740 | Rs. 1,998 | Rs. 1,395 | | Age 36 - 45 yrs | Rs. 11,886 | Rs. 10,547 | Rs. 8,994 | Rs. 7,218 | Rs. 5,562 | Rs. 3,875 | Rs. 3,012 | Rs. 2,220 | Rs. 1,535 | | Age 46 - 55 yrs | Rs. 17,505 | Rs. 15,634 | Rs. 13,769 | Rs. 11,125 | Rs. 8,314 | Rs. 5,530 | Rs. 4,326 | Rs. 3,120 | Rs. 2,055 | | Age 56 - 65* yrs | Rs. 27,299 | Rs. 23,922 | Rs. 20,543 | Rs. 16,407 | Rs. 12,161 | Rs. 7,846 | Rs. 6,115 | Rs. 4,371 | Rs. 2,827 | | Age 66 - 70* yrs | Rs. 33,628 | Rs. 29,685 | Rs. 25,742 | Rs. 20,392 | Rs. 14,863 | Rs. 9,748 | Rs. 7,521 | Rs. 5,301 | Rs. 3,288 | | | All premium shown above includes Service taxes at current applicable rates ( 10.3%) | | * Only for dependant parents | | |
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