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 Individual > Travel > Corporate Travel |
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Cholamandalam | | | | | Are you a corporate entity whose employees travel frequently? Now enjoy a simplified approach to travel insurance without time consuming, process related hassles.
Chola MS Travel Insurance for corporates is a customizable policy taken in the name of the corporate house. Individual trip certificates are issued to the employees by the authorities in the corporate itself.
As a result, there's absolute flexibility in policy handling, huge costs savings in premium payouts! | | The Chola advantage |  | No medical checkup required | | Completely custom-made for your needs - flexibility in picking the insurance cover of your choice | | Web-enabled online policy issuance at your premises – complete control in your hands. | | Express claim processing – tie-up with International SOS Services, which is among the leading service providers of emergency services | | Each of these features are available on specific request and can be obtained on payment of the corresponding premium | | The Emergency Medical Expenses feature includes emergency medical evacuation and repatriation of remains | | There is a separate Dental Treatment coverage, in addition to the above Medical Expenses cover | | There are separate coves for Total Loss of Checked Baggage and Delay of Checked Baggage | | There are covers for Loss of important documents like Passport and International Driving License | | Separate covers are available for Accidental Death and Permanent Total Disablement and Personal Liability | | Financial Emergency cover and Hospital Daily Cash cover help in specific times of cash crunch | | Other available covers include Hijack Relief Benefit, Trip Cancellation, Trip Curtailment and Trip Delay | | Cover is also available to bear the travel expenses of replacing the employee with another employee | | In addition, we also offer insurance to cover the employee from doorstep to doorstep , i.e. from the time the employee leaves his residence to the airport for the onward journey, and for the return journey from the airport to the residence. | | Experience the confidence of traveling safely with a Chola MS cover. | |
Please refer to the Policy Wordings for the complete coverages, exclusions and terms and conditions of the policy. | | | | | | Any treatment if that is the sole reason or one of the reasons for the travel overseas | | Any treatment which could in the opinion of the Overseas Administrator and attending Doctor be or have been delayed until the Insured’s return to India | | War (whether declared or not), civil war, invasion, act of foreign enemies, rebellion, revolution, insurrection, mutiny, military or usurped power, seizure, capture, arrest, restraint or detainment, confiscation or nationalization or requisition of or damage by or under the order of any government or public local authority or terrorism or terrorist acts. However, for the scope of the Hijack Relief benefit only, terrorism exclusion shall stand excluded from the General Exclusions category | | Any intentional, reckless or criminal act, suicide, or attempted suicide, or the use or abuse of any drugs, alcohol and the like | | Participation in naval, military or air-force operations whether in the form of military exercises or war games or actual engagement with the enemy whether foreign or domestic | | Any loss of which a contributing cause was the Insured’s actual or attempted commission of, or willful participation in, an illegal act or any violation or attempted violation of the law or resistance to arrest | | HIV, AIDS and all related medical conditions | | Please refer to the Policy Wordings for the complete coverages, exclusions and terms and conditions of the policy. | | | | | S. No. | Covers | Sum Insured options | Deductibles | | 1. | Medical Cover (Medical Evacuation Included) | $ 50,000 / 1,00,000 / 2,00,000 / 2,50,000 / 3,00,000. | $ 50 | | 2. | Repatriation of Remains
(within the overall medical limit) | $ 7500 | Nil | | 3. | Dental Treatment | $ 200 / 300 / 500 | $ 50 | | 4. | Checked Baggage Loss | $ 500 / 1000 / 1500 | Nil | | 5. | Checked Baggage Delay | $ 100 / 150 | 12 Hrs. | | 6. | Passport Loss | $ 150 / 250 | $ 30 | | 7. | Personal Liability | $ 100,000 / 200,000 | Nil | | 8. | Personal Accident – Overseas | $ 10,000 / 15,000 / 25,000 | Nil | | 9. | Personal Accident – Domestic | INR 2,50,000 / 5,00,000 / 10,00,000 | Nil | | 10 | Trip Cancellation | $ 250/ 500 | $ 50 | | 11. | Trip Curtailment | $ 250 / 500 | $ 50 | | 12. | Trip Delay ($ 25 per 12 hrs) | $ 250 / 500 | 12 Hrs | | 13. | Hospital Daily Cash ($ 25 per day) | $ 250 / 500 | Nil | | 14. | Hijack Relief Benefit
($ 100 per day) | $ 400/ 700 | 12 Hrs | | 15. | Financial Emergency | $ 250 | Nil | | 16. | Emergency Travel Expenses – Replacement of colleague abroad | $ 2500 / 5000 | Nil | | 17. | Emergency Medical Expenses
(Accidental Hospitalization only within India from Residence to airport and vice versa) | INR 100,000 | INR 2500 | | 18. | International Driving License Loss | $ 100 | $ 25 | | |
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