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| | India’s heart beats in the rural segment where over 70% of our population lives and toils to enrich our country. We at Chola MS look at rural insurance as more than a mere social responsibility, and have worked to offer protection covers custom-designed to suit the needs of rural India. |
| | Some of our products for the rural segment are hereunder. |
 | Health Insurance – We offer affordable and customized family floater health insurance cover to rural population of the country through various channels, for instance MFIs, NGOs and also organizations involved in Financial Inclusions. |
| We are also actively involved in Rashtriya Swasthya Bima Yojana(RSBY) scheme , wherein more than 12 lacs families which are below poverty line (BPL) across various states like Gujarat, Maharashtra, Jharkhand, Bihar and Sikkim have been benefited. |
| Personal Accident Insurance - Personal Accident Insurance covering Death, Permanent and Partial Total Disability along with hospitalization cash benefits to cover the rural populace |
| Critical Illness Insurance |
| Tractor/Commercial Vehicle/ Motor Insurance |
| Micro Insurance – We work with various Micro Finance organizations working in the hinterland collaborating with SHGs (Self Help Groups) who provide insurance advisory services to the rural customers at their doorstep |
| Combined / Composite Product Insurance – A package policy offering a one stop solution for various protection needs of rural families |
| Weather/ Input Based Crop against Act Of God perilsWe are empanelled by the Government of India for WBCIS Scheme for Non Loanee farmers being implemented in various states |
| Cattle Insurance |
| | We work with the following institutions to offer rural insurance products |
| Rashtriya Swasthya Bima Yojana |
| Confederation of National Rural NGO’s of India |
| Manogromor Centres in A.P, Maharashtra, T.N |
| Insurance Policies for Cane Growers and Workers( EID Parry) |
| Cholamandalam DBS Finance Company Limited |
| IndusInd Bank Limited- Vehicle Finance Division |
| Mahindra Insurance Brokers Limited |
| Dharmapuri District Central Co-operative Bank |
| Salem District Central Co-operative Bank |
| Rural Co-operative Banks |
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